Included with Membership
(Available for residents in USA)
UNIQUE to IAPA
Available for IAPA members resident in the USA, this insurance program provides a comprehensive package of insurance benefits and assistance services for your travel needs - from Flight Guard coverage, Baggage Delay, a Medical Expense Benefit to 24-hour Emergency Medical Assistance.
Travel Accident Coverage
Your IAPA membership includes an annual travel insurance plan – AT NO ADDITIONAL COST! Give yourself and your family Flight Guard coverage of up to $300,000 that covers against accidental death PLUS additional benefits for trip delay and delayed baggage.
Emergency Medical Assistance / Emergency Assistance
Requiring emergency medical care when you’re away from home, especially when out of the country can be very difficult. IAPA won’t leave you stranded. You’ll have direct telephone numbers to connect you with local doctors and hospitals.
Primary Car Rental Collision Coverage
While many travelers think they have Primary Car Rental Collision Coverage, they are usually wrong. The travel plan included with your IAPA membership provides this important coverage. You’ll be covered for up to US$3,000* ($250 Deductible). Compare this to other programs that may only provide secondary coverage, or the US$10 to US$18 per day you may be charged by car rental companies for a collision damage waiver.
US$500 Baggage & Personal Effects Loss
Reimburses you if your baggage is lost, stolen, or damaged while on your trip.
US$10,000 Medical Expense
No daily limits or deductibles! This coverage pays for physician, hospital, ambulance services, and prosthetic devices. Initial treatment must be received during trip. Covered expenses will be paid up to one year from date of injury/sickness. This coverage also pays for emergency dental expenses during the trip.**
- Up to US$300,000 Flight Guard (flight accident benefit)
- US$50,000 Emergency Evacuation and Repatriation of Remains Benefit
- US$25,000 Accidental Death and Dismemberment Benefit
- US$10,000 Medical Expense**
- US$500 Baggage and Personal Effects Loss
- US$600 for Trip Delay and US$600 for Baggage Delay (US$200 max/day for each)
- Primary Car Rental Collision Coverage up to US$3,000* ($250 Deductible)
- 24 hour Medical Assistance and Emergency Travel Assistance Services.
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services are provided by Travel Guard.
* Car Rental Collision Coverage is not available to Texas or Kansas residents and may not be accepted in all countries.
** US$500 Dental maximum.