Travel Guard®
(Available for residents in Canada & USA)
UNIQUE to IAPA
Available exclusively for IAPA members resident in the USA and Canada, this unique insurance program offers comprehensive travel-related coverage for your travel needs - from Flight Guard coverage to 24-hour Emergency Medical Assistance and Baggage Delay to Accident and Sickness Medical Expense Benefit.
Comprehensive Travel Accident Coverage
Your IAPA membership includes an annual travel insurance plan – AT NO ADDITIONAL COST! Give yourself and your family financial insurance with the automatic Travel Accident coverage of up to $300,000 that covers year-round against accidental death PLUS additional benefits for trip delay and delayed baggage.
Emergency Medical Assistance / Emergency Assistance
Requiring emergency medical care when you’re away from home, especially when out of the country can be very difficult. IAPA won’t leave you stranded. You’ll have direct telephone numbers to connect you with local doctors and hospitals.
Primary Car Rental Collision Coverage
While many travelers think they have Primary Car Rental Collision Coverage, they are usually wrong. IAPA membership includes this important coverage. You’ll be covered for up to US$3,000*. Compare this to other programs that may only offer secondary coverage, or the US$10 to US$18 per day you’re charged by car rental companies.
US$500 Baggage & Personal Effects
Reimburses you if your baggage is lost, stolen, or damaged while on your trip.
US$10,000 Accident & Sickness Medical Expenses
No daily limits or deductibles! This coverage pays for physician, hospital, ambulance services, and prosthetic devices. Initial treatment must be received during trip. Covered expenses will be paid up to one year from date of injury/sickness. This coverage also pays for emergency dental expenses during the trip.**
- Up to US$300,000 Flight Guard (flight accident benefit)
- US$50,000 Emergency Evacuation and Repatriation of Remains Benefit
- US$25,000 Accidental Death and Dismemberment Benefit
- US$10,000 Accident & Sickness Medical Expenses**
- US$500 Baggage and Personal Effects
- US$600 for Trip Delay and US$600 for Baggage Delay (US$200 max/day for each)
- Primary Car Rental Collision Coverage up to US$3,000*
- 24 hour Medical Assistance and Emergency Travel Assistance Services.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there are any conflicts between the contents of this document and the Policy (form series T30337NUFIC), the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states. Car Rental Collision Coverage is provided worldwide through Travel Guard. The maximum coverage under this plan is US$3,000*.
* Car Rental Collision Coverage is not available to Texas or Kansas residents.
** US$500 Dental maximum.
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