Member Upgrade

EXCLUSIVE policy for IAPA members

The IAPA SuperCash Hospital Plan gives you financial protection from any unexpected sickness or injury which may threaten your family's financial security. It pays significant daily cash benefits directly to you if you are hospitalized due to a covered accident or illness.

With hospital and medical costs continually rising, even a short spell in hospital can put financial pressures on both you and your family.

Protect your financial security - IAPA SuperCash Hospital Plan offers you and your family additional financial security should the unexpected happen. Even a short stay in hospital could stretch your resources. SuperCash would provide you with an additional income should you be hospitalised due to a covered accident or illness.

Significant Cash Benefits paid directly to you - With this worldwide cover, you will receive a Daily Benefit of US$100 (£70), should you be hospitalised at home or while traveling. Plus you will receive an additional US$100 (£70) per day while in an Intensive Care Unit, up to a maximum of 30 days (per period of confinement).

Increased benefits when you travel - As an IAPA member, we know you travel more than most. Being hospitalised while outside your country of residence can be more costly. This is why SuperCash pays you an Additional Trip Benefit of US$100 (£70) a day, to a maximum of 60 days (per period of confinement). And this additional benefit is increased to US$200 (£140) a day if you are hospitalised in the US. So, when travelling you could receive up to US$300 (£210) a day should you be hospitalised for a covered accident or illness.

Additional Surgical Benefit Cover - With SuperCash you are also entitled to our Surgical Benefit Cover, which gives an additional cash payment for a covered surgical procedure, up to a maximum of US$4,500 (£2,500) per period of confinement.

Cover for your family - For even greater peace of mind, your spouse and all your dependent children can be covered by this plan for a very reasonable additional premium. Complete confidence with IAPA’s 30 Day Money Back Guarantee - As soon as your application is received, we’ll send you your insurance documents to consider or to show to a trusted advisor. If you are not entirely satisfied for whatever reason, return them within 30 days of receipt for a full refund – no questions asked.

And, as an IAPA member you can also cover your spouse and dependent children as well as yourself, and give yourself even greater peace of mind.

Summary of Benefits

Benefits	Cover
Daily Accident Benefit	US$100 / £70 a day
Daily Sickness Benefit	US$100 / £70 a day
Intensive Care Benefit	US$100 / £70 a day (In addition to the daily benefit – while in an intensive care unit for a maximum 30 days)
Additional Trip Benefit	US$100 / £70 a day (To a maximum of 60 days)
Additional Trip Benefit (in the US)	US$200 / £140 a day (If you are hospitalized in the US, to a maximum of 60 days)
Convalescent Nursing Home Benefit	US$30 / £15 a day (Lifetime maximum of 180 days)
Lifetime maximum benefit all sections combined	US$65,400 / £45,780
Maximum daily benefit all sections combined	US$400 / £280
Surgical Benefit Cover - Class A	US$400 / £280
Surgical Benefit Cover - Class B	US$900 / £630
Surgical Benefit Cover - Class C	US$1,800 / £1,250
Surgical Benefit Cover - Class D	US$4,500 / £3,000
PLUS: All benefits paid in addition to any other cover you may have and Family cover also available, so you can include your partner and dependent children too!

Twice-yearly Premiums - US DOLLAR

Member's Age	Member Only	Member, Partner & Dependents [?]Dependents must be under 22 years old and living at the member's address
To age 39	118	236
40-49	178	356
50-59	238	476
60-64	276	552

Twice-yearly Premiums - £ STERLING

Member's Age	Member Only	Member, Partner & Dependents [?]Dependents must be under 22 years old and living at the member's address
To age 39	79	157
40-49	119	238
50-59	159	317
60-64	184	368

* All benefit amounts may vary based on the plan selected. Rates dependent on member's country of residence and age. Insurance is subject to full policy terms, conditions, limitations and exclusions as contained in the policy and is subject to the satisfactory completion of the application.

This policy is available to IAPA members only. For more details, please contact your local membership services office.