IAPACare Plus
Member Upgrade(Not available in USA, Canada, Colombia and certain other countries)
EXCLUSIVE policy for IAPA members
IAPACare Plus is an annual travel insurance policy, designed exclusively for IAPA members, which covers medical and emergency expenses, personal accident, personal baggage and personal effects, cancellation, curtailment or travel delay, legal assistance abroad, personal liability, winter sports cover, business equipment and business equipment hire.
With IAPACare Plus you can travel with complete confidence. Wherever you are going for business or pleasure - you can relax in the knowledge that we’ll be there for you.
The benefits of IAPA Care Plus include:
- Medical cover if you fall ill abroad
- Cover for your possessions
- Cancellations and travel delays
- Legal Advice
- Protection for the ones you love
Being ill in a strange place can be frightening - even for the seasoned frequent traveler. But with IAPACare Plus we can help ensure you’ll get the best care possible should the worst happen - with up to US$15million (£10million / 15million€) available for emergency medical expenses and up to US$15million (£10million / 15million€) available for your repatriation. This also includes transportation of a friend or colleague (up to US$7,500 / £5,000 / 7,500€). And, importantly, if you are traveling with a child, your IAPACare Plus policy will ensure that he or she is looked after and gets home safely.
IAPACare Plus is available exclusively to eligible IAPA members, and can be chosen as an upgrade as part of your online application from this website.
There are two levels of cover available - IAPACare Plus Standard and IAPACare Plus Premier:
|
IAPACare Plus Standard
|
IAPACare Plus Premier
|
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| Summary of Cover | US$ |
£ |
€ |
US$ |
£ |
€ |
| Trip Limit | 30 days | 30 days | 30 days | 90 days | 90 days | 90 days |
| Medical & Emergency Expenses | ||||||
| Emergency Medical Expenses | $7.5 million | £5 million | 7.5 million € | $15 million | £10 million | 15 million € |
| Medical Assistance | Unlimited |
Unlimited |
||||
| Repatriation | $7.5 million | £5 million | 7.5 million € | $15 million | £10 million | 15 million € |
Transportation of Colleague / Close Relative |
$3,750 | £2,500 | 3,750€ | $7,500 | £5,000 | 7,500€ |
| Child Assistance | Unlimited |
Unlimited |
||||
| Hospital Cash Per Day | $20 |
£13 |
20€ | $35 | £25 | 35€ |
| Hospital Cash Annual Limit | $750 |
£500 |
750€ | $1,500 | £1,000 | 1,500€ |
| Personal Baggage & Effects | ||||||
| Loss or Damage | $3,750 |
£2,500 | 3,750€ | $7,500 | £5,000 | 7,500€ |
| Article Maximum | $195 | £130 |
195€ | $375 | £250 | 375€ |
| Delayed Baggage | $195 | £130 | 195€ | $375 | £250 | 375€ |
| Personal Money & Documents | $450 | £300 | 450€ | $750 | £500 | 750€ |
| Limit for Cash | $195 | £130 | 195€ | $375 | £250 | 375€ |
| Loss of Passport | $150 | £100 | 150€ | $300 | £200 | 300€ |
| Cancellation, Curtailment or Delay | ||||||
| Cancellation | $3,750 | £2,500 | 3,750€ | $7,500 | £5,000 | 7,500€ |
| Curtailment | $3,750 | £2,500 | 3,750€ | $7,500 | £5,000 | 7,500€ |
| Travel Delay | $75 | £50 | 75€ | $150 | £100 | 150€ |
| Additional Travel Expenses | $225 | £150 | 225€ | $450 | £300 | 450€ |
| Transportation Home | $1,500 | £1,000 | 1,500€ | $3,000 | £2,000 | 3,000€ |
| Hijack - Daily Benefit | $120 | £80 | 120€ | $225 | £150 | 225€ |
| Maximum Hijack Benefit | $3,375 | £2,250 | 3,375€ | $6,750 | £4,500 | 6,750€ |
| Government Travel Restrictions | $375 | £250 | 375€ | $750 | £500 | 750€ |
| Missed Departure | $375 | £250 | 375€ | $750 | £500 | 750€ |
| Legal Assistance | ||||||
| Lawyer Referrals | Unlimited |
Unlimited |
||||
| Legal Defence Abroad | $7,500 | £5,000 | 7,500€ | $15,000 | £10,000 | 15,000€ |
| Pursuit of Legal Action Abroad | $525 | £350 | 525€ | $1,000 | £650 | 1,000€ |
| Advance of Bail Bonds | $975 | £650 | 975€ | $2,500 | £1,250 | 2,500€ |
| Personal Liability | ||||||
| $1,500,000 | £1,000,000 | 1,500,000€ | $3,000,000 | £2,000,000 | 3,000,000€ | |
| Personal Accident | ||||||
| Death | $7,500 | £5,000 | 7,500€ | $15,000 | £10,000 | 15,000€ |
| Loss of Sight | $15,000 | £10,000 | 15,000€ | $30,000 | £20,000 | 30,000€ |
| Loss of Limb | $15,000 | £10,000 | 15,000€ | $30,000 | £20,000 | 30,000€ |
| Total & Permanent Disability (Monthly Benefit) | $1,500 | £1,000 | 1,500€ | $3,000 | £2,000 | 3,000€ |
| Total & Permanent Disability (Maximum Benefit Limit) | $90,000 | £60,000 | 90,000€ | $180,000 | £120,000 | 180,000€ |
| Winter Sports | ||||||
| Ski Equipment (owned) | Not Included |
$750 | £500 | 750€ | ||
| Hired Equipment Limit | Not Included |
$450 | £300 | 450€ | ||
| Ski Hire (Daily Benefit) | Not Included |
$30 | £20 | 30€ | ||
| Ski Hire (Maximum Benefit Limit) | Not Included |
$600 | £400 | 600€ | ||
| Ski Pack (Daily Benefit) | Not Included |
$30 | £20 | 30€ | ||
| Ski Pack (Maximum Benefit Limit) | Not Included |
$450 | £300 | 450€ | ||
| Piste Closure (Daily Benefit) | Not Included |
$30 | £20 | 30€ | ||
| Piste Closure (Maximum Benefit Limit) | Not Included |
$600 | £400 | 600€ | ||
| Business Equipment | ||||||
| Loss, Theft or Damage | $750 | £500 | 750€ | $1,500 | £1,000 | 1,500€ |
| Business Equipment Hire | ||||||
| Business Equipment Hire (Daily Benefit) | $75 | £50 | 75€ | $75 | £50 | 75€ |
| Business Equipment Hire (Maximum Benefit Limit) | $375 | £250 | 375€ | $750 | £500 | 750€ |
Annual Rates
| IAPACare Plus Standard | IAPACare Plus Premier | |||||||
US$ |
£ |
€ |
US$ |
£ |
€ |
|||
| Member Only | 99 |
49 |
74 |
Member Only | 198 |
99 |
149 |
|
| Member & Spouse | 149 |
74 |
111 |
Member & Spouse | 298 |
148 |
222 |
|
| Member, Partner & Dependents [?]Dependents must be under 22 years old and living at the member's address | 174 |
86 |
129 |
Member, Partner & Dependents [?]Dependents must be under 22 years old and living at the member's address | 349 |
174 |
261 |
|
Terms of BusinessIAPACare Plus Policy SummaryIAPACare Plus Policy Wording
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